(no subject)
Sep. 26th, 2025 10:02 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
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For your information: this is only a short reminder post. Points will get counted on Tuesday this time. Sorry for the delay.
Loud teenage girls talking during movie refuse to be quiet: 'Where has cinema etiquette gone?'
Sep. 26th, 2025 12:00 pm![[syndicated profile]](https://www.dreamwidth.org/img/silk/identity/feed.png)
A showing at your local movie theater has never included more chatterboxes!
These days, when you go to a movie in the theater, you're 100% guaranteed to see people texting or playing on their phones during the movie. "But wait, don't you mean 99%?" No. No I don't. It is every movie now, every single showing. People are so deep into their screens that many of them literally don't even look up from their phones to actually watch the movie!
Sometimes I peek and see what these people are typing. After all, if I have to be blinded by their phone screen during the movie I paid for, I want to see what's so interesting that it's taking up their attention span. One time during a really funny movie, a guy was sitting with a group of his friends, and while everyone else was hooting and hollering, he was messaging a girl about how he was in the movie. It was just deeply uncool — everyone around him was engrossed in the movie, and he was just texting about the movie as if he had watched even a second of it. I was genuinely watching for this guy to lift his head up and look at the film for even a second, and it never happened. Wow.
Theater etiquette is going through some growing pains I think. After a few years of being cooped up inside all the time, people were eager to get back out there, but many of them had a crippling addiction to their phone. And for many people, being out in public still means talking to their friend group as if they're in their own home — loudly, and with no regard for anyone else who might be in the vicinity. I mean, teens have always been rowdy in movie theaters. Kids throwing popcorn and yelling has probably been an issue since theaters were invented. But this person got reverse-scolded for trying to silence a group of kiddos, and it's rather infuriating.
Now, this is not my problem to fix. As a mere Fail Blogger, there's obviously nothing I can do about problematic movie theater behavior except call attention to it (and yap about it on TikTok!). But I do hope for a day when theater etiquette returns to a silent, pitch-black theater environment (hey, a guy can hope!).
Up next, check out this wild story of a person who actually won an iPad via a claw machine! Too bad it got stuck inside… read the update to see what happened next!
Got soup.
Sep. 26th, 2025 02:21 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
My goals for today are to 1.) go home 2.) heat up soup 3.) watch Silent Witness and 4.) go to sleep early.
Tomorrow's goals are to 1.) wake up before 11am 2.) go to the post office 3.) buy cat food (JFC, I am paying $60/WEEK on Wink's food alone!) 4.) buy food FOR ME and 5.) do laundry. I have so much laundry. I hate my laundry room so much right now. Because I could DO LAUNDRY TONIGHT if they damn machines took quarters. *GRUMPY*
Sunday, my only goal is to go outside for at least 30 minutes. Even if just to walk around my neighbor hood. I've not done that in far too long, and it would be nice to stretch my legs.
The Complicated Ethics (and Laws) of Smart Glasses
Sep. 26th, 2025 06:30 pm![[syndicated profile]](https://www.dreamwidth.org/img/silk/identity/feed.png)
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The nearly universal adoption of smartphones in the late 2000s changed more than how we waste time while waiting in lines. With nearly everyone carrying a high-quality camera and microphone in their pocket—and the ability to instantly broadcast anything to a potential audience of millions—our collective concept of privacy has been permanently altered. If you’re not a little concerned with how what you do in public would play on YouTube, you’re not paying attention.
As smart glasses equipped with cameras and mics edge closer to mainstream adoption, we’re facing another, subtler shift. Unlike smartphones, where it’s obvious when someone is recording, smart glasses can capture video or audio nearly invisibly—raising fresh legal, ethical, and moral concerns. Here's what you should be aware of, whether you’re currently rocking smart glasses or plan to in the future.
The legality of filming in public
What the general public thinks of as “privacy” may have shifted, but the law may not have kept pace. “Current laws do not provide the protection that most people would probably expect that they should,” says David B. Hoppe, an international transactional lawyer who specializes in emerging legal issues in media and technology.
Some statutes have been written to account for new technology—prohibitions on revenge porn, for instance—but the overarching legal framework concerning privacy was developed for a pre-smartphone, pre-smart glasses world. So let's dig into it.
A primer on public photography
State and federal laws have criminalized some kinds of recordings in public, like shooting videos up people's skirts, but in general, the First Amendment provides broad protection of people's right to take photos and videos of whatever they can see. "In general, our presumption is that capturing photos, videos, or other data from public spaces is unrestricted," says Eric Goldman, a professor at Santa Clara University School of Law and Co-Director of the High Tech Law Institute.
That presumption applies to smart glasses, so if you're in a public space, you can usually record what you'd like. “As a general matter, the video function could be used in a public setting,” Hoppe says.
How you use a recording matters, though. “An issue that could arise is whether or not there's a commercial aspect to its use,” Hoppe says. “In many states there could be an obligation to have cleared the publicity rights from any individuals who are identifiable in the video.”
The meaning of "commercial,” though, can be tricky. Something like filming an advertisement would likely be considered commercial speech and have less legal protection, in terms of privacy, than something like making an art movie for your film class. Somewhere in the middle is earning money from a social media video. Monetizing doesn't automatically remove legal free speech protection, but it could shift content toward commercial speech, and local filming laws could apply to what you shoot as well. It's complicated, so if you have any doubts, talk to a lawyer.
Private businesses are a bit different, though
Courts have largely held that a patron in a private business that is open to the public, like a store or a restaurant, can expect more privacy than they have while on a public sidewalk, but less than they’d have if they were somewhere really private, like their home. "It gets into expectations of privacy," explains Goldman. "A restaurant could be anywhere from family-seating, where that expectation would be unreasonable, to a private booth that has 50 feet in any direction from any other seat, which might be a more reasonable expectation of privacy."
While a person can generally legally capture images in a business that’s open to the public, it’s within the owners’ rights to prohibit filming. "Normally businesses can set rules for how their customers engage with each other," Goldman says. "The recourse would be banning you from their premises."
So if you turn on your Ray-Ban Metas in the gym, you probably won’t be arrested, but the gym could/should have a “no photography” policy that it could enforce by having you banned from the premises and calling the cops if you won't leave. Of course, recording in private areas of any business, like the locker room of said gym, is illegal everywhere in the U.S.
Video vs. audio recording
Recording sound from a pair of smart glasses could expose you to legal risks that shooting video may not. While images taken in public of anything in plain view are generally legal, audio is a different story. Just like a conversation in a restaurant, the key factor is the "reasonable expectation of privacy." Two people having a quiet conversation on a park bench likely expect a level of privacy that a guy shouting on a street corner does not.
Courts have largely agreed that recording conversations in public is protected by the Constitution, as long as everyone in the conversation knows they are being recorded and agrees to it. The opposite situation—a third party recording a private conversation without the participants’ knowledge—would often be considered “eavesdropping,” and that’s often a crime.
It gets tricky when only one party consents to a recording. "In general, there are some states that have required that any recording of a conversation between two parties requires the consent of both parties," Goldman says. "So if the glasses are being used in those conversations, without consent from the other party, that would be a violation in those states."
Here’s a breakdown of one-party consent states and all-party consent states. If you have any doubts about the legality of a recording, consult with a lawyer, or just don't hit record.
The other side of the coin: what about the users' privacy?
Maybe you bought a pair of smart glasses to record your life, but make no mistake: you are the one being recorded. When you click "agree" on that terms of service screen, you could be allowing a big data company to collect your GPS data, biometric data (like eye movements and health information), contact lists, messages, political views, what you see, what you say, who you talk to, and more. And it's legal because you agreed to it. Usually.
"Some [data collected by your smart glasses] is controlled by contract," Goldman says. "So Meta would disclose its privacy policies in some disclosure to the consumer, and then those might be the rules that apply. There are some places where there may be limits on the ability of Meta to access that data," Goldman says.
Bottom line: you have some protections over your personal data that aren't necessarily signed away with a click. A patchwork of federal laws provide specific protections: HIPAA protects the privacy of your medical records, FCRA protects your credit reports, and other federal laws protect financial information children's privacy. But more meaningful consumer privacy protection comes from California state law. In the last 10 years, Cali has enacted relatively robust privacy protection laws that give Californians the right to know what personal data companies collect, the right to delete that data, and the right to opt out of their data being sold.
"But I live in Ohio," you might be saying. First, sorry about that. Secondly, we have your back anyway! Big tech companies have largely adopted California's privacy laws as their baseline for data collection. So while the amount of data being collected from your glasses isn't ideal, at least you can claw some of it back.
Exciting new frontiers in privacy invasion
Check out this video of a recent concert from O.G. trip hop band Massive Attack:
The band is turning facial recognition technology on its audience, displaying audience members along with what seems to be their professions. The technology to instantly identify a stranger and scrape publicly available databases on that person is possible with existing technology in smart glasses, and is, in theory, perfectly legal. Even if the person being filmed doesn't know you’re doing it. Again, how you use information you collect might not be legal.
According to Hoppe, the laws in place just weren’t written with smart glasses in mind. “The basic standard, that comes from common law times, was that if you’re in a public place, you don’t have a reasonable expectation of privacy, but at that point in time—and up until the last two decades—being in a public place meant you could be observed, but that you would simply be a memory in a human mind somewhere. It wouldn't be recorded in video format that could immediately be published to the entire world.” Hoppe said.
Where does the law go from here?
Right now, privacy laws in the U.S. are largely reactive and evolve after new technology has reshaped how we live. But what might it look like if we got ahead of the curve (or at least tried harder to catch up?) Like everything, it's complicated.
Hoppe imagines one extreme: a “privacy maximalist” set of laws, where no one could be recorded without their consent, even in public. "That would make sense, right? But the challenge you then have is things like security cameras and other stationary devices that are simply recording everything. Is that really a privacy threat?" Hoppe says. "And if so, isn't it outweighed by the beneficial effects to society as as a whole, in terms of protection of crime prevention and protection of property and so forth?"
And there's that whole "freedom" thing. "The idea that there is a public sphere where we are free to capture and record and share our views about what we see, is an essential part of free speech," Goldman says. "And if privacy laws were to overly restrict that, it would take our away our ability not only to express ourselves and and react to the world that we see, but it would have significant power implications on the ability of people to control conversations in a way that would ultimately take power away from us as people...We cannot let the concerns about people's desire to control what people know about them override the ability of people to have organic, healthy, pro-social conversations."
The social norms of smart glasses recording
If you’re living your life in a halfway ethical manner (and you’re not providing cultural commentary in concert form like Massive Attack) you probably aren’t keen to privately dox everyone on the bus, and social norms are probably more important to you than potential legal penalties. Maybe you won’t be hauled away in cuffs for recording people eating dinner on the outdoor patio of a restaurant, but you will be met with scorn from just about every diner—especially if you’re sticking a phone in their face. Smart glasses, being less obvious than iPhones, change the equation somewhat. The etiquette around their use is evolving, leaving us all in a gray area where what’s legal and what’s socially acceptable don’t always line up.
Even if they’re not encoded in law, we’ve (mostly) collectively agreed upon some norms when it comes to cell phones—don’t film others in the gym, don’t stick your phone in a stranger’s face, etc.—and we’re getting there with smart glasses, but until we arrive, it’s going to be a bit tricky.
Smart glasses make recording less obtrusive and more natural-feeling, but they also make it easier to cross lines without realizing it. So it’s best to err on the side of courtesy: respect people in public, respect private spaces, and be cautious of what you’re recording in private/public spaces—taking pictures of your meal and friends is cool; taking pictures of strangers is not. Getting it wrong probably won’t end up with being thrown into jail, but being known as “that creep with the damn Meta glasses” might ultimately be a worse fate.
Progress, progress
Sep. 26th, 2025 08:24 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
I'm having a good time and enjoying the process, which is rare enough for editing that it's worth saying! Things are actually quite strange right now. My "lighthearted" project when I need a break is fic for a new-to-me fandom, and so I don't know the characters very well yet. I had a full outline written up in a sort of a draft 0 way, with sentence fragments, bits of dialogue, and so on. When I work on it, I'm making all of this into proper prose but it's very plot-focused and lacking a bit of heart at the moment (I'll fix that in edits later!). So I'm not getting the same catharsis I usually get out of writing.
Meanwhile, a lot of the editing I'm doing right now is possible because I've refined the motivations both of the MC and of so many characters around her. So while I'm only adding a couple of paragraphs here and there, or a sentence to hint at more, there's a lot more heart going into it and I feel like I'm getting the kind of, hm, mental wellbeing boost? deep inner satisfaction? that I usually get from writing.
Additionally, I feel like I'm getting to know the MC a lot better, and the fondness I have for her only grows and grows. It's a nice place to be. I've wondered a few times if I should have gotten feedback earlier, but because of the way this particular story was written, I don't think it would have worked well. The first draft required so many changes including a personality transplant for the other main character so let's not even consider it. After the first round of edits (structural), while I had the plot and main relationship nailed down, the world was utterly empty. I had described no setting. The worldbuilding was barebone beyond anything that directly moved the story. Not a very interesting tale to read, and that would have easily confused what were the other necessary fixes that came up during the actual beta-reading, of the kind I did need an external perspective on.
I'm really, really enjoying what this round of editing is changing in the story. I really hope that when I'm done and have taken a step back, it all looks like well done embroidery on a tapestry, and not like haphazard patchwork on a story corpse 😅 Gently holding this feeling into my palms until I hit the next editing road bump... XD
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It takes a certain kind of person to treat a public gym like their personal playground.
Here's the thing. For people like me, going to the gym is an accomplishment in and of itself. Willing myself to walk through those doors is often more challenging than an actual workout. After all, there are so many excuses I could use to justify not going to the gym. I could claim I need to clean my bathroom again. I could claim that I have too much work to allow for even 30 minutes of cardio. I could claim that the brief walk I took to the office that morning counts as my exercise for the day.
However, if I manage to overcome all of those potential excuses, my only hope is to have a decent experience at the gym. Hopefully, that means minimal interactions with strangers. Unfortunately, there are some gym rats out there who spend far too much time working out that they start to think that this public space with countless members is suddenly an extension of their home. It's possible that this self-involved way of behaving is an extension of our isolated time over the last five years.
Regardless, now that we're socializing in public again, we have to be respectful of others in these spaces. That means not hogging all of the 5 lb plates, especially if you're barely using them and spending the vast majority of your time absentmindedly scrolling your phone while sitting on a machine. That's not exercise! Collecting all those plates doesn't mean you're actually lifting them. Besides, other people want to use them for their workouts. They likely do not have a desire to confront a stranger in a gym to ask if they can take a weight from them, but this author was left with no other choice since his local gym rat was using all the weights!
This ended up becoming a frequent occurrence, to the point that the author realized the only way he could procure some weights of his own was to take them one by one when the gym rat was away or looking in the other direction. Eventually, this guy was bound to notice that he was missing some weights, but more importantly, he needed to learn that his precious, performative "workout" is not more valuable than anyone else's exercise. Keep scrolling below for the full story and for the best reactions from members of this online community!
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It's a bird! No, it's a plane! Wait… It's just Jacob Elordi.
If you're a cinephile or an AMC A-list Stubs member, you're probably aware that Hollywood is a business first, and a hub for artists second. Hollywood's inability to constantly deliver to the big screen and please movie-goers is apparent in their reliance on big names, hoping that Margot Robbie or Austin Butler will save a not-so-blockbuster film from the depths of box office jail. The Elvis voice and average IMDb reviews can only do so much, and new, promising talent is always on the horizon… But where are they? Hollywood knows, they just don't care.
Saltburn director Emerald Fennell is set to direct a film adaptation of the critically acclaimed Emily Brontë novel, Wuthering Heights. Fennell apparently took a liking to Jacob Elordi after casting him as Barry Keoghan's co-star in 2023's Saltburn. So, Elordi is now Margot Robbie's co-star in the Wuthering Heights film adaptation. Why does Hollywood, including renowned casting directors, recycle the same actors for influential cinematic roles? Margot Robbie as Catherine and Jacob Elordi as Heathcliff are not what anticipatory movie-goers had in mind for the film, and it's for a handful of warranted reasons: The character of Heathcliff is canonically non-white, viewers are sick of seeing Butler, Elordi, and many other well-known actors time and time again, and it reads as lazy and undedicated on Hollywood's part. How will talented, unknown actors pay their dues if they are not cast in anything but a mesothelioma commercial or a D.A.R.E. PSA?
(no subject)
Sep. 26th, 2025 02:46 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
An excellent teaching experience today; the kids were more engaged and we had fewer tech snafus (and were better prepped to pivot for almost all of them), the one downside being that I did not act fast enough before the kids descended like locusts on the leftover lunchboxes and therefore I gotta get my own lunch.
But at least I had already prepared to buy myself dinner as a "yay you did a teaching!", so I can just get a gyro wrap and fries instead of bánh mì and spring rolls without any kind of emotional agonies.
A friend's yard sale is tomorrow and I have successfully offloaded a surprising number of things for that — two curtain sets! branded mugs! IKEA plates! — and I need to set up folks to care for the gherkin while I am away, and someone to pick up the corms for a public beautification project that is also happening then, and after a followup call, the Parks Department has finally finally admitted to looking at my pollinator garden plans and has feedback, which I gotta respond to. Also laundry needs to happen.
A little cheering news?
Sep. 26th, 2025 07:34 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
Let's All Remember When We Saved The World:
Montreal Protocol on Substances That Deplete the Ozone Layer - signed 16th September 1987 and entering into force on January 1st 1989, [became] the first universally ratified treaty in the entire history of the United Nations....
Much smarter people than I have spent the last 2 decades trying to understand exactly why it was such a resounding success, and let’s be clear here, I am just an idiot with a newsletter. But a couple of details stand out:
The agreement didn’t wait for all the science to be completely firmed up before implementing regulation - which is a good job, because early conclusions about ozone depletion levels were significantly underestimated. Instead, it adopted a “Precautionary Principle” that was enshrined in the Rio Declaration in 1992 - acting on likely evidence to avoid consequences that may be catastrophic or even irreversible if any delay is sought. (This is markedly different from how some politicians seem to think science should work - if their words can be believed, of course.)
Negotiations took place in small, informal groups, to give everyone the best chance of being heard and being understood. More than anything else, this reminds me of Dorsa Brevia, and how utterly exhausting that conference was for all the characters involved. Who knows how many such talks led to Montreal being accepted? But every one of them counted.
There was a clear economic benefit for the industries using CFCs to move away from them - not just on principle or to avoid public backlash, but because CFCs were old tech and therefore out of patent, and shifting to new alternatives would allow companies to develop ozone-friendly chemicals they could stick a profitable patent on.
And so the world was saved - just in time for its next challenge.
Also:
The plant's disappearance from Cwm Idwal is thought to have been driven by the Victorian fern-collecting craze known as 'Pteridomania', which stripped sites of rare species.
Its rediscovery suggests that the holly fern may be recolonising from spores carried within the national park, or that a hidden population survived undetected.
“This is a remarkable rediscovery," says Alastair Hotchkiss, the Botanical Society of Britain and Ireland’s Wales Officer. "The cliffs around Cwm Idwal are seriously challenging terrain for botanists to explore, but the fact that this species remained undetected for over a century and a half is a powerful reminder of how much we still have to learn about our upland flora – and how much we still have to protect.”
Steel Magnolias + Global Fest
Sep. 26th, 2025 02:01 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
1. The local Civic Theater put on Steel Magnolias. I've seen the movie (in a packed cinema full of women about twenty years older than I am; this must have been a formative film for a generation) and although I didn't love it, I was curious about the stage play because I heard that it all took place in one room, the hair-dresser's salon.
So of course when I had a chance to see the stage play I jumped at it, and of course Civic Theater was ALSO full of women about twenty years older than I am, because once again this film was apparently formative for a generation. I thought the first act dragged a bit, but overall I quite liked it. The single set and limited cast (you hear about but never see the men) heightens the emotion, I think. M'Lynn knocked it out of the park in the last act, and of course grumpy Eeyore-ish Ouiser is always a good time.
2. I also went to Global Fest, which is not a show per se but a festival with food booths, craft booths, a stage with mostly dance and singing shows, etc. When I was a kid we went every year (my mom helped with the food booths for years) and I always liked to hit up the bonsai room, watch the bobbin lace makers, stop in the pottery workshop... The pottery was not exactly global-themed, but the pottery workshop lived in the building where most of Global Fest took place, so why not?
In the intervening years, Global Fest has changed management, and I was distrait to discover that the only free attraction remaining is the stage show. Which is not negligible! Who doesn't love a lion dance! But there's no more bonsai room, no more craft demonstrations, no more pottery, just a bunch of booths selling stuff. I enjoy buying a pastry as much as the next person, but it felt like a lot of the soul had gone out of the event.
I'm a Deals Writer, and These Are the Top 10 Tech Sales This Week
Sep. 26th, 2025 05:30 pm![[syndicated profile]](https://www.dreamwidth.org/img/silk/identity/feed.png)
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication.
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As Lifehacker's tech deals writer, I've been hard at work all week hunting down the best bargains on TVs, speakers, laptops, and other tech. Now that it's Friday, I've gathered together this week's sales highlights, all of which I've vetted using my favorite price-tracking tools to make sure they are actually good deals.
This week, you can find (relative) bargain prices on the Kindle Scribe, portable speakers, security cameras, QLED TVs, and more—all of them going for their lowest prices ever.










Weather | A cookbook on sale
Sep. 26th, 2025 03:09 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
And our friendly local meteorologist measured 20.5mm of rain overnight--hardly drought-ending, but still very appreciated.
I don't know how widespread this sale is, but at least on Kobo Canada, the ebook of Margaret Eby's You Gotta Eat: Real-Life Strategies for Feeding Yourself When Cooking Feels Impossible is currently $2.99.
I've bought this book twice, when after reading it in ebook I really wanted a hard copy. Have I actually cooked from it? No. (No one is shocked.) But for a second rec,
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Write Every Day September 2025 - Day 26
Sep. 26th, 2025 10:59 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
Quote of the Day:
"Atticus Pund: The detective will always solve the crime, as sure as day will follow the night. In the world in which I exist, this is an immutable fact.
"Susan Ryeland: Ah yes, the certainty, that’s why people love you."
The Magpie Murders, Masterpiece Mystery (from the novel by Anthony Horowitz, 2016)
Today's Writing:
350 words, mostly notes on a book I'm reading.
Tally
( Days 1-24 )
Day 25:
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Day 26:
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Let me know if I missed you, or if you wrote but didn't check in yet. And remember, you can join in at any time!
Four Reasons Not to Use ‘Buy Now, Pay Later’ for Your Prime Day Purchases
Sep. 26th, 2025 05:00 pm![[syndicated profile]](https://www.dreamwidth.org/img/silk/identity/feed.png)
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The next Amazon Prime Day—or at least the Prime Day-like fall event known as "Prime Big Deal Days"—will take place Oct. 7–8. As you're checking out all the best deals, you might be tempted by Amazon's "affordable monthly payment system." Also known as "buy now, pay later" (BNPL), its pitch is alluring: Buy what I need now, and pay later, "on your own timeline." But as convenient as it sounds, you should think twice before using buy now, pay later options for Prime Day.
While BNPL plans can allow you to pay for purchases in installments without interest, they come with a cost that can easily outweigh any Prime Day discounts. Let's take a look at the hidden costs of BNPL, and why you're better off paying upfront for all your Prime Day deals.
How do Amazon's buy now, pay later options work?
Amazon doesn't actually have its own buy now, pay later program. Instead, they've partnered up with major BNPL provider Affirm. When you're checking out on Amazon, you can select Affirm as a payment. The process is straightforward: you choose your items, select Affirm at checkout, complete a quick application, and receive an instant decision on your loan terms. Individual transactions initiated through Affirm are limited to $25,000, with a daily maximum of $100,000 across multiple purchases—but hopefully that won't come up in a single Prime Day splurge, right? (Right?!)
The main draw of these programs is the ability to "pay at your own pace." If you are required to pay a down payment, that is due at the time of the transaction. From there, your first monthly payment is usually due one month after your purchase is processed. Each following payment will be due one month later, on the same day of the month.
You can choose your own timeline, usually spanning 3, 6, 12, or 24 months, depending on the purchase amount and your creditworthiness. Unlike traditional credit cards, Affirm shows you the exact payment amount and total cost upfront, and claims no hidden fees or compound interest. (More on that below.)
Of course, you need a separate Affirm account in addition to your Amazon Prime membership. The application process requires basic information including your name, mobile phone number, date of birth, and the last four digits of your Social Security number. Affirm performs a soft credit check initially, which doesn't impact your credit score, though they may conduct a hard inquiry for some loans.
Now let's take a look at four major risks to consider before you hit that BNPL button:
It makes impulse spending easier
The ease of this sort of financing can make expensive purchases feel more affordable than they actually are. When you can buy a $999.99 tablet for "just $67 per month," it's easy to lose sight of the total cost, as well as your overall financial picture. In turn, this makes it all too easy to overspend on items you might not have purchased otherwise. You're better off taking a breath, stepping away from your shopping cart, and setting alerts to be notified when a product hits a price you can stomach.
You may be hit with unexpected interest charges
The biggest danger with BNPL is missing one of the recurring payments. Sure, the plans are marketed as interest-free financing. However, in many cases, that 0% interest offer only applies if you pay off the full balance by a specific due date. So buyer beware—it's easy to inadvertently end up with large interest charges if you're not vigilant about paying off the balance before the promotional period ends. Soon that discounted Prime Day deal won't look so affordable.
It can impact your credit score
As of this summer, BNPL purchases can now affect your credit score. So if you miss payments or default on the installment plan, it will cause damage to your credit score—making it even harder to get approved for mortgages, auto loans, credit cards, and other financing down the road. None of that risk is worth the Prime Day savings.
You'll have limited purchase protections
When you use a credit card, you get valuable purchase protections like extended warranty coverage, price protection, and the ability to dispute fraudulent charges. BNPL plans generally don't come with these safeguards. This means you're on the hook if something goes wrong with your Prime Day purchase and the retailer doesn't make things right. The smarter move is to only buy what you can afford during Amazon's Prime Day event, no matter how tempting those deals may seem.
Although installment plans are helpful if you really need to finance something major, it’s best to avoid taking on debt for everyday expenses. Better to wait for a good price for something you truly need and can afford to pay for right now. To that end, keep checking back for more of Lifehacker's Prime Day coverage to find the best deals available during this fall's sales event.
Here's How TikTok Could Change for You If You Live in the US
Sep. 26th, 2025 04:30 pm![[syndicated profile]](https://www.dreamwidth.org/img/silk/identity/feed.png)
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It's been a tumultuous year and a half for TikTok in the U.S. In April of 2024, President Biden signed a law forcing the app's parent company, ByteDance, to sell its majority stake to an American company, or face a ban in the U.S. ByteDance never did, and so, in January, the app went dark.
It was mostly performative, however. Then President-elect Trump had already assured TikTok that his incoming administration would not enforce the ban, as did the outgoing President Biden. As such, once Trump was sworn in, he signed an executive order kicking the TikTok ban down the road. Trump continued to delay enforcing the ban, which, while legally dubious, allowed the app to continue operating as usual.
It seems, however, this wild ride is coming to a close. On Thursday, Trump signed an executive order that sets the stage for a U.S.-majority stake in TikTok. Nothing is set in stone, but American companies like Oracle, as well as individuals like Larry Ellison (Oracle co-founder) and Rupert Murdoch could be among the newest owners of the app. Curiously, a non-American company, the Abu Dhabi-based MGX investment fund, would also be involved. This joint venture would control a majority of the new American TikTok, while ByteDance would control less than 20%.
Trump says Chinese President Xi Jinping has okayed the deal, though no Chinese representatives were present at the order's signing. Again, nothing is for certain at this point, but we can take a look at the early details to get a sense for how a new "America-approved" TikTok would operate in the U.S.
How would TikTok change in the US?
First things first: the app itself. It's highly possible you'll need to download a new app entirely in order to keep using TikTok. This has been a focus of speculation for a couple months now, but as the Washington Post reports, TikTok engineers have been working on a U.S.-version of the app. The new app will likely appear identical to the TikTok experience you already know, and, in fact, might be accessible via a link within the current app. The Post makes the point that the harder it is for users to access the new TikTok app, the higher the chance they leave the platform entirely for alternatives like Instagram and YouTube, so TikTok engineers will no doubt be working on ways to make the transition as seamless as possible.
Then, there's the famous algorithm. This is what makes TikTok so addictive; the app's algorithm is so good, it learns what you like and shows you content to keep you scrolling for hours. Without the algorithm, TikTok very well could lose its addictive nature, and, along with it, its users. The Post reports that, at least at this time, the algorithm is staying put, and will be leased out from ByteDance by the new American TikTok venture. Plus, you should still be able to see international content going forward, not just videos posted by Americans. TikTok should, in theory, be as entertaining (and addicting) as ever.
But that's not the end of the story. According to Trump's executive order, the algorithm will be "retrained and monitored" by "trusted security partners" of the U.S. That does not necessarily inspire confidence in a neutral algorithm for Americans, especially as Trump says he would make it "100% MAGA" if he could.
Finally, there's the question of user data. This was a major concern of the U.S. government, and part of why both the Trump and Biden administrations went after the app. It wasn't without reason either, as we learned ByteDance did in fact store American user data and had used it to obtain the IP addresses of American journalists. According to the executive order, all user data from the U.S. version of TikTok will need to be stored in a cloud environment operated by an American company.
We'll need to see how both ByteDance and the Chinese government address the executive order and potential divestiture going forward, as things could change. As of now, however, it seems both nothing will change, and everything will change. You'll still be able to endlessly scroll through your feed as you do now, but you may need to use a new, yet identical version of the app to do so. You may see the same content you do now, or you might start to see some new content, suspiciously aligned with the values of the current administration. And your data will still be controlled by a faceless third-party, only now it'll be by your own country, rather than a foreign nation.
New Worlds: Quartering (No Drawing)
Sep. 26th, 2025 05:01 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
(originally posted at Swan Tower: https://is.gd/EL6gTw)